By news@appleinsider.com (Marko Zivkovic) The European Central Bank is opposed to Apple’s proposed changes to the iPhone’s near-field communication at the core of Apple Pay, and has complained about it to the European Commission.Apple could have to make additional changes to its NFC APIsPietro Cipollone, a member of the executive board of the ECB, expressed the bank’s concerns over Apple’s proposal. Cipollone explained that Apple’s proposed changes would be insufficient in several ways:The letter argues that by not providing third parties with full access to the Secure Element of its NFC technology, Apple Pay maintains an unfair advantage against third-party payment apps on iPhone. Because of these limitations, contactless payments made through third-party apps on iPhone would be less user-friendly and ultimately be slower than Apple’s offering, according to Cipollone. Continue Reading on AppleInsider | Discuss on our Forums

Source:: Apple Insider